UPDATE : August 24, 2008

On the possibility of inclusion in the coverage...

"Unlimited Stay in the Philippines"

ZORGVERZEKERING (Health Insurance) in the Netherlands

By Orquidia Valenzuela (member Grey Club Steering Committee)

Since the Grey Club started the campaign, it has contacted several zorgverzekering offices and agents. To this date, NO zorgverzekering can offer a medical insurance for an unlimited stay in the Philippines for a premium like that being charged here. They are offering a world-wide medical insurance at an exorbitant cost. The insurance agents in the Philippines have limited coverage. Additional coverage means high premium.

Some zorgverzekering allow a stay of 12 months outside the Netherlands in a non-EU country (like the Philippines). This 12-month stay is given to some business concerns / organizations / stiching (like the Katholieke Bond Vereniging (KBO). But, there are conditions imposed on the insured person: must be a resident of the Netherlands; has a bank account in the Netherlands; and must return on or before the 12-month period elapses.

If one is still working or if his/her insurance is still with the same office, check, if your zorgverzekering has 12-month medical coverage outside the EU.

If you are already in the AOW you can ask your zorgverzekering what stichting is connected with them that gives the 12-month medical coverage.

As reported earlier, KBO (open to 65+) is affiliated with ZilverenKruis/Achmea and its members get instead of 6 months, 12 months medical insurance coverage outside EU (like the Philippines). KBO has offices all over the The Netherlands and membership is about 15 euro/year for single.)

We are waiting for a few months more before the year ends if there are changes in the medical coverage of zorgverzekeringen in the Netherlands.

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UPDATE:

Posted: April 20,2008
Useful information for those who intend to stay for long periods in het buitenland !

As sent by Herman van Lee, member-steering committee-Grey Club Campaign

"I found an interesting website about expats in "Fiscalert Magazine". Voor wie plannen heeft om in het buitenland te gaan wonen, werken of studeren is deze site een MUST.!

www.vertreknaarhetbuitenland.overheid.nl

U moet eerst kort een profiel invoeren, waarna u een checklist krijgt met informatie en verwijzingen naar instatnties waar u zich moet melden. "

Herman van Lee

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UPDATE:

By: Orquidia Valenzuela: floresmn@kabelfoon.nl
March 24, 2008

Zilverenkruis/Achmea, in answer to our telephone inquiries gave the information that those insured with Zilverenkruis/Achmea who are members of Katholieke Bond Ouderen (KBO), aside from the 10 percent "premie korting" given to them can stay in a country which is not a member of the EU, like the Philippines, for one year (but not longer). Since the information was only given by telephone, an e-mail was sent to Zilverenkruis/Achmea for clarification and confirmation. Also, on the minimum length of stay in the Netherlands before the insured client can leave again to stay for one year in the Philippines. It may be worthwhile for those who are members of "collectief vereniging" to inquire from their zorgverzekering on this, because their verzekering may have the same policy. Aside from KBO, there are other "collectief" vereniging connected with zorgverzekeringen. KBO has offices in every region of the Netherlands and membership is open to Catholics.

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A campaign initiated by a group (The Grey Club) to negotiate with Dutch Health Insurance companies:

• To extend coverage of Dutch Zorgverzekering in the Philippines from the current 6 months to UNLIMITED STAY.
   
• To arrange for all medical expenses in the Philippines to be paid DIRECTLY by Dutch Health insurance companies.
   
• To acquire a DISCOUNT on collective insurance premiums for the Filipino community in the Netherlands.
   
• Members of our Filipino community in The Netherlands (Dutch and Filipinos and their children), young and old are welcome to join the Grey Club Campaign.

Currently, the group's urgent task is to get the numbers. How many are interested in joining the campaign?

To those interested to join the campaign, kindly fill up the data. The purpose of the list is to get as much number of interested individual as possible. Interested health insurance companies would like to know first how many are interested.

For more info:
• Orquidia Valenzuela - 06 24676537
• Maitet Ledesma - 020 6165288
• Mely Laguardia - 06 23769850
• Coni Ledesma - 06 24676537
• Edna Njio-Mijares - 020 4418600
• Melinda Brugman-Antoni - 020 6974382
• Lily Nelmida - 06 51978501
• Herman van Lee - 035 6937562
• Ching Lansang - 030 2145021

or email us at:
• thegreyclub@yahoo.com
• thegreyclub@mnnetherlands.com
• floresmn@kabelfoon.nl

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